Who We Are
Ancho 1 LLC is a direct business lender serving small and mid-sized companies across New York and the Northeast. Founded over a decade ago in Brooklyn, we've built our reputation on straightforward deals and fast decisions.
We fund businesses that banks often overlook: growing companies with strong fundamentals but irregular cash flow patterns. Restaurants opening a second location. Manufacturers buying new equipment. Service companies scaling staff.
Our model is simple: we lend our own capital, which means we can move fast. No committees. No endless paperwork. We review your application, we make a decision, we fund. Most approvals happen within 48 hours.
We're not trying to be your financial advisor. We're here to provide capital when you need it, with terms you understand, and get out of your way so you can run your business.
Our Approach
Traditional banks look backward — credit scores, tax returns from two years ago, personal guarantees that put your house on the line. We look forward: revenue trends, business fundamentals, how you've handled past challenges.
We specialize in working capital loans, equipment financing, and revenue-based financing — structures that match how real businesses actually operate. Repayment schedules that flex with your sales cycles. Terms measured in months, not decades.
Located in Brooklyn at 1179 E 12th St, we work with businesses throughout the tri-state area and beyond. But geography matters less than attitude: if you're building something real and need capital to do it, we should talk.